Understanding EDLI Insurance: Does It Cover Employee Suicide Cases After 6 Years?

The employee has been working for more than 6 years, and he commits suicide. Is he eligible for EDLI insurance?

The eligibility for Employee's Deposit Linked Insurance (EDLI) in the case of an employee's death by suicide may vary depending on the specific terms and conditions of the insurance policy and the laws governing such situations. It is crucial to review the policy details and consult with the insurance provider or HR department to determine the coverage in this scenario.

Hi,

In case an employee commits suicide, his/her nominee is eligible for EDLI and other benefits provided the employee fulfills the following criteria and was in service until the date of death.

Eligibility for EDLI benefits

"The benefit payable under paragraph 22(3) of the EDLI scheme shall be extended to such beneficiaries where the deceased employee was a member of the fund or a provident fund exempted under section 17 of the EPF & MP Act and was in employment for a continuous period of 12 months preceding the month in which he died, irrespective of the change of establishment during the said period."