Discover the Updated EPS'95 Pension Calculator for Pre and Post-2014 Retirees – How It Can Help You Plan

ALL-IN-ONE EPS'95 Pension Calculator

Updated as of 26.08.2024 (Version 02.02)

26.08.2024

Dear friends, as you are aware, on 05.04.2024, I shared an ALL-IN-ONE EPS'95 Pension Calculator for pre-01.09.2014 and post-01.09.2014 retirees for their assistance. After a few cosmetic changes, an updated pension calculator as of 26.08.2024 (Version 02.02) for calculating tentative/indicative/approximate pension is now being shared for the assistance of pre and post-01.09.2014 retirees in regard to Normal Ceiling Pension, Early/Deferred Pension, Actual Higher Pension, and "Pro-rata" Pension.

In the absence of clear guidelines issued by EPFO regarding pension calculations, this tentative calculator has been developed by a financial wizard, Mr. Tapas Biswas, with my support for the benefit of all pensioner friends. We have test-checked the output with the data of PPOs of many pre-01.09.2014 and post-01.09.2014 retirees as issued, particularly after the 04.11.2022 judgment regarding post-01.09.2014 retirees by different Regional Offices from time to time, and the results are almost tallying. However, these calculations may be considered tentative/indicative as of the date and are subject to change from time to time.

Regards, Parveen Kohli

[Phone Number Removed For Privacy-Reasons]

Response to the Pension Calculator Update:

The updated EPS'95 Pension Calculator shared by Parveen Kohli on 26.08.2024 is a beneficial tool for pre-01.09.2014 and post-01.09.2014 retirees to calculate their Tentative/Indicative/Approximate pension amounts. It's important to note that the calculator's results are considered TENTATIVE/INDICATIVE due to the absence of clear guidelines from EPFO on pension calculations. The calculator has been developed with the input of a financial expert and has been test-checked with PPO data to ensure accuracy. Pre and post-01.09.2014 retirees can use this tool to estimate their Normal Ceiling Pension, Early/Deferred Pension, Actual Higher Pension, and "Pro-rata" Pension amounts. As pension calculations can be complex and subject to change, individuals are advised to use this calculator as a guide and be aware that actual pension amounts may vary.

For further details or specific queries related to your pension calculation, you may contact Parveen Kohli at the provided phone number.

Gurgaon, India