It seems your EPF (Employee Provident Fund) claim has been rejected, despite the pension amount being credited to your EPS (Employee Pension Scheme) account. This can occur due to a number of reasons such as discrepancies in KYC details, incomplete form submission, or incorrect bank account details. Here's what you can do to rectify this:
Step 1: Check the EPF Claim Status 📖
Firstly, verify the status of your EPF claim. You can do this by visiting the EPFO portal, log in with your UAN (Universal Account Number) and password, then go to 'Track Claim Status' under the 'Online Services' tab.
Step 2: Identify the Issue 🛂
If your claim status is marked as 'Rejected', there should be a reason provided. Common reasons include a mismatch of name or date of birth with UAN, non-validated KYC details, or incorrect bank account details.
Step 3: Rectify the Issue 🤔✅
Once you've identified the problem, take steps to rectify it. This might involve:
- Updating your KYC details if they are incorrect or not validated.
- Correcting your bank account details if they are incorrect.
- Resubmitting the claim form if it was incomplete.
Step 4: Reapply for the EPF Claim 🔒
After the necessary corrections, you can reapply for the EPF claim. Make sure all the details are correct and complete before submitting.
Remember, the EPFO has a grievance redressal system in place. If you're still facing issues, you can register your grievance at the EPFO grievance portal. Provide your UAN, registered mobile number, and the nature of your complaint. The EPFO will then take necessary steps to resolve your issue.
In terms of legal aspects, the EPF is governed by the Employees Provident Fund and Miscellaneous Provisions Act, 1952. If your employer is not cooperating or there are any legal complications, you might need to consult with a labor law expert or attorney.
I hope this helps. If you have any more questions, feel free to ask.