Good group Mediclaim policy for our company with minimum premium?

Hello everyone,

We need a good group Mediclaim policy for our company with a minimum premium, which can provide up to 5 lakhs cover for the employees.

Kindly suggest us.

Hi,

All leading insurance companies are offering Group Mediclaim policies. You need to negotiate with them based on the count of your employees.

You may cover employees alone or parents too for the unmarried category, and spouse and two children for the married category based on your budget for Mediclaim.

Hi OP,

Based on my personal experience, I would recommend you go through an insurance broker, especially if your organization is small and may not have the right resources to manage this activity.

We are a small company, and for the first 7-8 years, we handled insurance matters (Group Medical Cover, Group Personal Accident, EC Policy, Stock Insurance, etc.) ourselves, which proved challenging in obtaining quotes and negotiating.

Eventually, we started working with a broker, and we are very pleased with the results. They have helped us secure the best rates and services, despite switching insurers three times in the last 5 years.

The main challenge lies in finding a reliable insurance broker.

Hi,

Many groups will provide you with quotes, but it will depend on the requirements you have and the coverage you wish to be included from day 1. Generally, in corporate settings, the waiting period is waived, and additional benefits are often offered.

We provide such services and can assist with your requirements. Could you please email me the details at jmnpatel28@gmail.com?

Thanks,
Jaimin