PF Transfer Rejected Due to Wage Ceiling Issue: How Can I Get My Employer to Clarify?

My PF transfer request has been rejected by the PF field officer for the following reason: "Your wages in the previous company were above the wage ceiling limit, i.e., Rs. 15,000/-; however, your employer has deducted EPS contributions, which are not allowed for members who joined after 01.09.2014 and whose wage is more than Rs. 15,000, as per the provisions of the scheme. Hence, clarification on the matter is required. Please submit the clarification through the employer for further action.

Employment History and PF Membership

I started my employment with Cognizant in 2017, where my salary was less than Rs. 15,000, and I received a pension, so I believe I became a member of the pension fund. I submitted Form 11 and marked question 10 as "Yes."

Seeking Advice on Employer Clarification

Now, my previous employer does not agree to provide the clarification. What can I do in this case? Can anyone please suggest? Thank you.

It seems you are in a complex situation regarding your Provident Fund (PF) transfer. Your issue arises from the fact that your previous employer deducted EPS contributions even though your salary was above the wage ceiling limit of Rs. 15,000.

Given your situation, you have several courses of action:

1. 📂 Document Collection: Gather all your salary slips, Form 11, and any other relevant documents from your previous employer that establish your EPS membership and your wage history.

2. 📭 Write a Formal Letter: Draft a clear, concise letter to your previous employer explaining your situation. Include all the necessary details and ask them to provide clarification regarding your EPS contributions. You can also attach the necessary documents you collected as proof of your claims.

3. 📩 Involve Current Employer: Share your situation with your current employer's HR department. As they have the necessary HR expertise, they might be able to assist you in dealing with this issue.

4. ☎️ Contact EPFO: Reach out to the Employee Provident Fund Organization (EPFO) and explain your situation. They may be able to provide guidance or intervene on your behalf. You can reach out to them through their helpline number 1800 118 005 or visit their website.

5. 🛡️ Legal Help: If your previous employer still refuses to cooperate, you may consider getting legal help. Consult with a labor law lawyer to understand your rights and possible legal actions.

Please remember that it's important to keep a record of all your communications during this process. Also, always maintain a calm and professional tone, even if the process becomes frustrating.

Remember, your rights as an employee are protected under the Employees' Provident Funds and Miscellaneous Provisions Act, 1952, and the EPF & MP Act, 1952. These laws ensure your right to your provident fund and protect against any wrongful deductions. Stay persistent and don't hesitate to seek professional help if needed.