Navigating Benefits: What Can a Family Claim After a Contract Laborer's Passing?

Hi, One of my contract laborers died. She had ESI and PF. What kind of benefits will her family members claim?

Regards,
Karunakar

Hi,

Eligibility for PF/Pension/EDLI

The nominee of the employee will be eligible for PF/Pension/EDLI.

Dependents Benefit (DB) under ESI

With regard to ESI: Dependents Benefit (DB) is paid at the rate of 90% of the wage in the form of a monthly payment to the dependents of a deceased insured person in cases where death occurs due to employment injury or occupational hazards.

Other Benefits

Funeral Expenses: An amount of Rs. 15,000/- is payable to the dependents or to the person who performs last rites from day one of entering insurable employment.

Hi Karunakar,

As mentioned by Mr. Lakshminarayanan, funeral expenses amounting to Rs. 15,000/- and EDLI benefits from PF can be claimed up to Rs. 1 Lac, depending on the number of years worked.

Ex-gratia Payment Consideration

The company management can consider some ex-gratia payment based on the number of years the worker has worked, on a humanitarian basis for the deceased's family. If the management desires, they can provide a job to one member of the deceased's family.

Thanks