EDLI benefits - employee deceased due to heart attack while on duty

An employee of my organization is deceased due to heart attack while on duty. Does he qualify for EDLI scheme and if yes then how can we get his family the benefits of EDLI?

Hi,

Sorry to hear.

Yes the nominees of the deceased employee are eligible for EDLI Benefit.

You need to process for the same through "Composite Claim Form in Death Cases" ( [Form-20 (PF Payment)/Form-10-D (Pension)/ Form - 5 IF (EDLI)]) All claims can be applied in one single form.

You need to collect Death certificate, proof of Marriage ( incase of married employee), Legal Heir certificate, Bank Account details etc from the nominee of the employee.


By the by how long the deceased employee worked with your Organisation ?

Hello Sir,
Thanks for replying and the employee working with us from dec-2021 and his death happened in month of Jan-2023.

Hi,

Ok Noted just to ascertain the total service period asked you.

Why not,?
He is also eligible
This is not like General Insurance
At the time of premium agent can talk sweetly.
When we are going to claim ,1000 conditions are there but in EDLI not like that

Under EDLI, the person entitled to receive the PF accumulations of the deceased is also entitled to receive the EDLI benefits, apart from the Monthly EPS benefits.

The EDLI amount is calculated based on the average monthly salary drawn during the twelve months preceding the month of members demise, multiplied by thirty five times plus fifty percent of the average balance in the account of the deceased in the fund.

The amount arrived thus is further subject to a ceiling of Rs. 1,75,000/- ; provided that the assurance benefit shall not be less than Rs. 2,50,000/- and maximum shall not exceed Rs. 7 lakh.