International BPO's operating in Mumbai by any reason like termination, resignation of employee , removal from services or dismissed why they have a policy of 45 days for full and final settlement, Also if the company HR has committed to an employee that we will process the FNF in due course not as per 45 days which is on record than what ?? Also if HR terminates an employee and on phone conversation asks to send resignation promising relieving letter and post employee giving resignation forcefully and post which HR sends termination letter on email than what needs to be done,Also termination of employee without any investigation if there is a concern than what needs to be done??