Which policy is more beneficial to a pregnant woman under ESI or insurance policy?

Jitender thakur77

Hello seniors, please advise, which policy is more beneficial to a pregnant woman under ESI or the below-mentioned insurance policy?

1 Attachment(s) [Login To View]

saswatabanerjee

Can you please explain the purpose of the above comparison?

It is not as if you have a choice in whether you will accept ESIC or not.

ommygautam

Your attachment is self-explanatory. So, you should go with ESIC rather than Mediclaim Insurance because in insurance, you have only limited benefits, but in ESIC, vast benefits are available.

vmlakshminarayanan

Hi,

ESI is statutory and not optional, whereas Mediclaim insurance is optional and at the discretion of the employer.

While ESI will be beneficial for employees covered under it, Mediclaim will be beneficial for employees who were not covered under ESI.

kumaracme

ESIC is a statutory, and mediclaim policy is optional. We advise taking treatment at ESIC hospitals, which are good and beneficial for your family.

Thank you.

Madhuri19

As already clarified here, ESIC is statutory and has unlimited benefits. If the company is willing to provide extra coverage for its workforce, it can opt for additional coverage such as mediclaim. Thanks

If you are knowledgeable about any fact, resource or experience related to this topic - please add your views. For articles and copyrighted material please only cite the original source link. Each contribution will make this page a resource useful for everyone. Join To Contribute