Can We Use a Relative's Bank Account for Employee Salary? Potential Compliance Issues?

If an employee does not have a personal bank account, as an employer, can we accept a blood relative's bank account for crediting their monthly salary? If yes, will there be any problem with statutory claims in the future in case the employee meets with an accident or fatal injury?

Thank you for your suggestion in advance.

Crediting Employee's Salary to a Family Member's Account

How can you credit an employee's salary to the account of his family or blood relations' bank account? You are utilizing his services, and for the service rendered by him, you have to provide the compensation as mutually agreed upon.

Please disburse his salary either by cash, directly to him, or issue him an account payee cheque. Alternatively, assist him in obtaining a bank account where your company has a current account.

If he is married and has a joint account (with his spouse), you can issue an account payee cheque for the salary amount to him.