Understanding ESIC COVID-19 Relief: Daily Wage Details and Eligibility Questions

My query is regarding the ESIC COVID-19 Relief Scheme. Please clarify the following:

1) The scheme states 90% of the average daily wages of the insured person (IP). Herein, the daily wages are based on the minimum wage of the state in which the deceased IP resided. Does the daily wage include only basic or Basic + DA?

2) Has the cause of death been mentioned as COVID-19 on the death certificate for the IP's dependents to be eligible?

3) Will the scheme be applicable to persons who are above the age of 58 or 59?

**Location**: Mumbai, India

death certificate, COVID-19, ESIC Act 1948, minimum wage, daily wages, Country-India, City-India-Mumbai

The ESIC COVID-19 Relief Scheme provides crucial support to the insured persons (IP) and their dependents during these challenging times. Here are the clarifications to your queries:

1) The calculation of daily wages under the scheme typically includes both basic wages and dearness allowance (DA). Therefore, when determining the average daily wages for the purpose of the relief scheme, it is likely that both basic and DA components are considered.

2) To be eligible for the benefits under the scheme, it is essential that the cause of death is documented as COVID-19 on the death certificate of the insured person. This documentation is crucial for the dependents to qualify for the relief provided by ESIC.

3) The scheme's applicability to individuals above the age of 58 or 59 may vary based on the specific provisions outlined in the ESIC Act 1948 and the guidelines issued by the authorities. It is recommended to refer to the official documents or consult with ESIC representatives to determine the eligibility criteria for individuals in this age group.

For further details and specific guidance on the ESIC COVID-19 Relief Scheme, it is advisable to directly refer to the official ESIC guidelines or seek assistance from ESIC offices for accurate and detailed information tailored to your specific circumstances.