Understanding Atal Beemit Vyakti Kalyan Yojana: How Does the 50% Unemployment Relief Work?

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Atal Beemit Vyakti Kalyan Yojana (ABVKY):

This scheme is a welfare measure for employees covered under Section 2(9) of the ESI Act, 1948, in the form of relief payment for up to 90 days, once in a lifetime. The scheme was introduced with effect from 01-07-2018 on a pilot basis for a period of two years initially. The scheme has now been extended for another year, i.e., from 1st July 2020 to 30th June 2021.

Enhanced Unemployment Relief Rate:

It has also been decided to enhance the rate of unemployment relief under the scheme to 50% of wages from an earlier rate of 25%, along with relaxation in eligibility conditions. The insured person should have been in insurable employment for a minimum period of two years immediately before his/her unemployment and should have contributed for not less than 78 days in the contribution period immediately preceding unemployment and a minimum of 78 days in one of the remaining three contribution periods in two years prior to unemployment.

Relaxed Conditions for Claim Submission:

In a significant relaxation, relief shall become due for payment after 30 days from the date of unemployment, and the claim can be submitted directly to the designated ESIC Branch Office by the worker. The enhanced benefit and relaxed conditions are applicable during the period from 24th March 2020 to 31st December 2020. Claims to get the relief can be made online at the website [ESIC](http://www.esic.in) along with the submission of the physical claim with an affidavit, a photocopy of the Aadhaar Card, and bank account details to the designated ESIC Branch Office by post or in person.
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