Why Employer's approval is required for Separated Employee when Member updates Bank Details

Dear Seniors,
Last Date is Marked and Verified by employer on Member's Portal. Bank KYC is also verified by the employer while Member was in employment.
After separation, the PF is not withdrawn by the member for 2 years and also not transferred.
Now, the member decides to withdraw PF.
Meantime the Member's Bank is merged with another bank. The Member updates bank details on portal under 'Manage-KYC'.
After updating the KYC details, the KYC is shown in 'KYC Pending for Approval'.
Why employer's approval is required, when LAST date is already marked and approved by the employer?
This approval process adds a dependency on the employer when Member is no longer in service with the employer.

Continuing to above scenario, check the new announcement on EPFO Member Portal about Bank Account - UAN linking. Images are attached (original. Even the image of The document is genuine though it is without any date and sign)
The list of banks Invalid,
1. Andhra Bank,
2. Oriental Bank of Commerce,
3. Allahabad Bank,
4. Syndicate Bank,
5. United Bank of India
6. Corporation Bank
Now members with bank accounts linked to these banks need to Upload and get Approval.
Is there method to get KYC in such cases if the last employer is not in position to approve KYC.

For PF withdrawal or any related issue, you may contact us at undersigned.
PF Consultant