Understanding BOCW vs. WC Policy: How Do They Differ in Protecting Workers?

What is the difference between BOCW & WC Policy?

Thank you for your question regarding the distinction between BOCW and WC policies.

BOCW stands for Building and Other Construction Workers, whereas WC Policy refers to Workers' Compensation Policy. BOCW policies are specific to the welfare and safety of construction workers, ensuring compliance with labor laws and providing benefits such as health and accident coverage. On the other hand, Workers' Compensation policies are broader and cover employees across various industries, offering compensation for work-related injuries or illnesses.

In summary, the main difference lies in the scope of coverage and the targeted workforce each policy caters to. It is essential for employers to understand these differences to ensure proper protection and compliance with relevant regulations.

The Building and Other Construction Workers Act, 1996

The Building and Other Construction Workers (Regulation of Employment and Conditions of Service) Act, 1996 is an Act to look after the welfare of construction workers and the conditions of their services. The government collects a cess at 1% of the construction value from the contractor and spends it on the welfare of construction workers.

Workers' Compensation Policy

The WC Policy is an insurance policy taken by the employer to cover the consequential compensation decided by the authority under the Employees' Compensation Act for the employee arising out of any accident while at work.