Struggling with EPF Withdrawal After Long Unemployment: Am I Eligible for Full Access?

I have been working with my previous company for 12 years. My last working day was 27 Nov 2020. Since then, I have been unemployed till date.

On the EPF portal, when I tried applying for full EPF withdrawal, I was not able to see that option. It was only allowing me to partially withdraw.

Please advise if I am eligible for a full amount withdrawal and whether the EPF portal should show me the option for full withdrawal.

Please try to find out the exit date provided by the employer. If available, you will be able to file Form 19.

Checking Your Exit Date for EPF Withdrawal

Please check if your exit date has been mentioned by your employer. If your employer has not mentioned it, you can also mark it yourself. Since you have served for 12 years, you can only withdraw the PF amount using Form 19.

For further clarity, please feel free to reach us at [Email Removed For Privacy Reasons].

Eligibility for Pension and EPF Withdrawal

Am I also eligible to withdraw the pension amount, or can I only withdraw the EPF amount?

Eligibility for Pension Under EPS

An employee is eligible to receive a pension under the Employees' Pension Scheme (EPS) if he or she completes 10 full years of service. Since you already have 12 years of service, you are eligible for a pension.

If you have not yet reached 58 years of age, it is advisable to obtain a Scheme certificate and keep it with you. This certificate must be surrendered to the Employees' Provident Fund Organisation (EPFO) once you reach 58 years of age to enable them to process your Pension Payment Order (PPO).

While I was submitting a claim for EPF withdrawal as per the procedure forwarded by my company's HR, I expected to see the option to withdraw both PF and pension. However, I am seeing two different options individually—one to withdraw PF and one to withdraw pension.

Also, do I need to upload Form 15G while submitting the withdrawal?

I have worked for 12 years at the same firm. My last working day was on 27th November 2020. I have been unemployed since that date. Am I eligible to withdraw 100% of my PF and Pension from my EPF Account?