Understanding ESI Benefits: How Do They Help Employees in Everyday Life?

What are the usual benefits employees get under ESI? Could anybody explain in easy language? Like how employees are getting benefited through ESI in day-to-day life?

Regards, Priya

Medical Coverage and Benefits Under ESIC

ESIC provides basic medical coverage to employees. It facilitates medical treatment through their hospitals, clinics, and empaneled hospitals. It also has provisions to provide financial help for absences due to medical reasons.

Insurance for Medically Disabled Personnel

Additionally, it extends insurance facilities to medically disabled personnel who have become disabled due to reasons arising from work, work-related injuries, or injuries sustained on duty.

Procedures to Avail ESIC Facilities

However, to avail of these facilities, the stipulated procedures need to be followed. This includes timely contributions to ESIC and maintaining all records related to ESIC and the insured person.

Thank you for the reply, Mr. Bijay, could you explain how one can get financial help for absences due to medical reasons? Do they have to produce the medical bill, or how does it work?

Thanks,
Priya

ESIC COVID Benefits Announcement

ESIC has recently announced benefits for IPs affected with COVID. Please visit the nearest ESIC office and submit the details.

Thank you.