Confused About Pension Rejection Despite 5+ Years of Service? How to Reapply with EPFO

My service in the previous company was more than 5 years, but in the recent company, it is 3 years. When I applied for a pension (Form 10), it was rejected, stating "service is less than 6 months." They did not consider the previous company's 5-year service.

How to Reapply for Pension with EPFO

How can I reapply for a pension with EPFO? Or do I need to visit the EPFO office?

Eligibility for PF Pension

Please refer to earlier queries and answers regarding the PF pension, which can be retrieved from this forum.

Please note that you have to be 58 years of age to be eligible to receive the full pension. There is also an option to receive a pension at a reduced rate once you reach 52 years of age or older.

As you have worked in two different companies, you first need to obtain two scheme certificates for the services rendered in both companies. To qualify for receiving a pension, you must have completed 10 years of service, and the scheme certificates for the same period of service should be submitted to EPFO when you turn 58 years old.

Conditions for EPS Contribution and Pension Eligibility

Following conditions have to be fulfilled:

1) EPS contribution is for 10+ years and remains deposited in EPFO, in the same UAN. If anything is not transferred, then the employee has to get it transferred through filing Form 13.

2) The employee has to attain 58+ years of age and get superannuation, i.e., retirement.

3) E-Nomination is filed properly, and e-verification is done.

4) UAN is KYC compliant.

And for information, Form 10 is for the withdrawal of EPS, not for a pension. To avail of a pension, Form 10D is used.

Please clarify if you are continuing in service or not. If yes, you may contact your HR department to append your previous 5 years of pensionable service to the present organization for continuity of pensionable service.

If you are not in service, you may apply for pension withdrawal along with PF withdrawal.