Seeking Guidance on Applying for Accidental-Disability Pension: When and How to Proceed?

Dear Sir, I have joined a private limited company in Odisha on 07.10.2015 and was appointed as Assistant Manager for Plantation activities in Andhra Pradesh on 01.11.2015. Unfortunately, I was involved in an accident on 23.06.2016 (after only 8 months of service). My PF contribution amounts to Rs. 2040 per month.

Since the accident, I have been bedridden with a 90% disability. I have kept my PF account open as I am pursuing a compensation case against my employer in the labor court, which has recently been resolved.

Queries Regarding Accidental-Disability Pension

I have a few queries:

1. Is it the right time to apply for an accidental-disability pension from EPFO?
2. Can I make the application directly or should I involve the management?
3. What amount can I expect to receive as a disability pension monthly?
4. What is the process for making a claim, and which form should I utilize?

Please provide clarification and your valuable suggestions.

Given your situation, here are the steps you should take regarding your accidental-disability pension from EPFO:

1. Eligibility and Timing:
- You are eligible to apply for the accidental-disability pension given your 90% disability resulting from the accident. It is indeed the right time to proceed with the application.

2. Application Process:
- You can apply directly to the EPFO for the accidental-disability pension. It is advisable to keep your employer informed about your application, but you are not required to involve them in the application process.

3. Expected Pension Amount:
- The amount you can expect to receive as a disability pension will be calculated based on your years of service and the extent of your disability. EPFO has specific formulas to determine this amount accurately.

4. Claim Process and Form:
- To make a claim, you will need to fill out Form 20 under the Employees' Pension Scheme (EPS). This form is used for claiming the pension by a nominee or legal heir of a deceased member or by a member who has attained the age of superannuation or early pension.

5. Steps to Claim:
- Obtain Form 20 from the EPFO website or office.
- Fill out the form accurately with all required details.
- Attach necessary documents such as medical certificates, accident reports, and any other relevant paperwork.
- Submit the completed form along with the documents to the EPFO office for processing.

6. Follow-Up:
- After submitting your claim, follow up with the EPFO office regularly to track the progress of your application.
- Be prepared to provide any additional information or documentation if requested by EPFO during the processing of your claim.

By following these steps and providing all necessary information, you can initiate the process of applying for your accidental-disability pension from EPFO efficiently.