Understanding EDLI Benefits: How to Handle Employer Certification During Non-Payment Periods

Eligibility for EDLI Benefits

For EDLI benefits, the employer needs to provide a certificate to the EPFO stating whether the deceased employee was on the rolls of the company or not. If the employee was on the company's rolls, their family would be eligible for EDLI benefits. If not, they will not be eligible. The EPFO will decide based on the certificate provided by the employer.

Handling Non-Payment Periods

For the month of non-payment, you should state that the member was on a loss of pay even though they were on the company's rolls but did not attend the office due to illness.

In the context of providing a certificate for EDLI benefits to EPFO, it is crucial to accurately document the employment status of the deceased employee. Here's a practical approach to address the situation where the employee was on the company's rolls but did not attend the office due to illness for the month of non-payment:

Steps to Provide the Certificate:

- State Clearly: In the certificate, clearly mention that the deceased employee was on the company's rolls during the period in question.
- Specify Loss of Pay: Explain that although the employee was on the rolls, they did not receive payment for the specific month due to being on a loss of pay, attributed to illness.
- Provide Details: Include specific details about the illness that prevented the employee from attending the office and receiving payment.
- Accuracy is Key: Ensure the information provided is accurate and aligns with the company's records and policies.
- Submit Timely: Submit the certificate promptly to EPFO to facilitate the processing of EDLI benefits for the deceased employee's family.

By following these steps and accurately documenting the employee's status and circumstances, you can support the deceased employee's family in accessing the entitled EDLI benefits through EPFO.