To claim the Provident Fund (PF) amount as a nominee of a deceased member, whether online or manually, certain steps need to be followed in India. Here is a practical guide on how the nominee can claim the PF funds:
Claiming Process for PF Nominee in India
1. Online Claim Process:
- Visit the official EPFO website and log in to the member portal using the deceased member's credentials.
- Navigate to the 'Claim' section and select the option for PF withdrawal as a nominee.
- Fill in the required details, including the reason for withdrawal (in this case, the member's demise).
- Upload the necessary documents, such as the death certificate, nominee details, and KYC documents.
- Submit the claim online for processing.
2. Manual Claim Process:
- Visit the nearest EPFO office or the concerned regional office in Coimbatore.
- Obtain Form 20 (for PF withdrawal) and Form 10D (for pension withdrawal) from the office or download them from the EPFO website.
- Fill out the forms with accurate information, including the deceased member's details and the nominee's information.
- Attach the required documents, such as the death certificate, KYC documents, and bank details of the nominee.
- Submit the forms along with the documents to the EPFO office for processing.
3. Forms Required for Claiming:
- Form 20: For PF withdrawal by the nominee.
- Form 10D: For pension withdrawal by the nominee (if applicable).
- Death certificate of the member.
- KYC documents of the nominee, including Aadhaar card, bank details, and address proof.
4. Important Points to Note:
- The nominee should ensure all forms are correctly filled and signed to avoid delays in processing the claim.
- It is advisable to keep copies of all submitted documents for future reference.
- The EPFO may verify the details provided before approving the claim, so accuracy is crucial.
By following these steps and submitting the necessary forms and documents, the nominee can claim the PF amount of the deceased member either online or through the manual process.