How Does the New PF Rule Affect My Salary and Do I Really Have to Comply?

jashamara
Impact of New PF Rule on Salary Structure

As per the new PF rule passed by the SC, the special allowance will be an additional component to the basic + DA for PF deduction. This will lead to a rise in PF deduction and CTC, but a drop in net salary (Take Home).

However, based on my understanding (I could be mistaken), this additional PF contribution applies to individuals with a basic salary of Rs. 15,000. My basic salary exceeds Rs. 15,000, yet my company has implemented this new rule and provided a new salary structure where my PF contribution has increased along with CTC, resulting in a decrease in take-home pay. Are they required to do this? Must I comply? Is there a way around it?

Proviso to Para 26A and Its Implications

The Proviso to Para 26A will cap my PF contribution at Rs. 15,000, but it will also lower my CTC. That's why I have not requested my company to make this adjustment.
divya-jha
Hi,

As per the recent law of PF, PF calculation will include every component of salary excluding HRA. Suppose your salary is 10 rs, with basic of 5, HRA of 2, medical of 1, and conveyance of 2. Your contribution to PF will be based on (basic + medical + conveyance). Also, PF is limited to 1800; employers cannot deduct more than this.
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