How Do You Calculate Workers' Compensation for Finger Injuries? Seeking Guidance

One worker met with an accident and he got injuries on his middle finger, ring finger, and little finger. His age is 23 years, and his wages are Rs. 11,000 per month. His middle finger nail has gone, the tip is damaged, the ring finger has two phalanges cut, and the little finger has two phalanges cut. How much compensation is payable under workers' compensation? Please guide.

Dear Vijay,

Without a disability certificate obtained from a registered medical practitioner, you cannot simply determine the amount of compensation under the Employees’ Compensation Act, 1923. Therefore, please have the employee examined by a doctor to assess the degree of disability.

Thank you.

Thank you, Umakanthan Sir, for your guidance. Can you, sir, let me know if the degree of disability is determined as a 30% loss in earning capacity, how the calculation will proceed?

What I have understood, and as per the WC Act, the calculation would be as follows: Age 23 Factor 219.95 (As per the WC Act) 60% of the monthly salary = 6600 30% disability. Then the compensation amount works out to be as follows: 6600 X 219.95 X 30% = 4,35,501.00

Hope the above is correct. Please suggest/guide if any.

Dear All,

Can somebody guide on the WC calculation? Monthly stipend Rs. 11,000/-, age 23, factor 219.95 (as per the WC Act), and 30% disability.

One worker met with an accident and got injured on his middle finger. He is 33 years old. His wages are Rs. 12,393/- gross per month, and his PF salary is Rs. 8,393/-. How much compensation is payable under Workers' Compensation? Please guide.

One worker's daily salary is $650. Today, he is 55 years old. He lost half of his middle finger. How do we calculate the amount in the workers' compensation policy?

The Schedule 1 of the EC Act provides details regarding the loss of earning capacity for various injuries sustained by a worker. Specifically, in the case of a reported loss of the middle finger, the table below outlines the percentages:

Middle finger:
- Whole: 12%
- Two phalanges: 9%
- One phalanx: 7%
- Guillotine amputation of tip without loss of bone: 4%

Based on the specific circumstances, the percentage of loss of earning capacity can be determined, and the compensation payable can be calculated using the formula outlined in Section 4(1)(c) of the Act for permanent partial disability.