As an employee, can I choose to be in the pension scheme or to be in the provident fund scheme? Both are pension funds. Can I request the employer to contribute to the pension fund instead of the provident fund?
No, EPF & EPS are statutory and compulsory on the part of the employer. Even if you place a request with your employer, they cannot do so. However, as an individual, you can invest in NPS, but you will not get tax exemption as you are already covered by EPF & EPS.
Please let me know if you need further clarification or assistance.
If you are knowledgeable about any fact, resource or experience related to this topic - please add your views. For articles and copyrighted material please only cite the original source link. Each contribution will make this page a resource useful for everyone. Join To Contribute