In the unfortunate event of an employee's demise while covered under the Employees' State Insurance Corporation (ESIC) scheme, there are specific benefits that the beneficiaries can expect. As the immediate employer, your responsibility is crucial in facilitating the process for the deceased employee's family to receive these entitled benefits. Here is a practical guide on the benefits and responsibilities:
1. Benefits for Beneficiaries:
- The dependents of the deceased employee are entitled to receive a lump sum amount equal to 90% of the average daily wages of the deceased, payable monthly.
- The ESIC also provides funeral expenses up to a certain limit.
- In addition, the dependents may be eligible for a pension if the deceased employee had contributed for a minimum period.
2. Employer's Responsibilities:
- As the immediate employer, you should assist the family in filing the necessary claims with the ESIC office promptly.
- Provide any required documentation or information to the ESIC authorities to expedite the processing of benefits.
- Ensure that the family is aware of the benefits they are entitled to and guide them through the application process.
3. Reports to be Submitted:
- It is essential to submit Form 12 (Return of Contributions) and Form 10 (Funeral Expenses Claim) to the ESIC office.
- These forms should be accurately filled and submitted within the stipulated time frame to avoid any delays in benefit disbursement.
By fulfilling your responsibilities promptly and guiding the deceased employee's beneficiaries through the process, you can ensure they receive the ESIC benefits they are entitled to during this difficult time.