As per the Employees' Provident Funds and Miscellaneous Provisions Act, if you have completed 10 years of service and are already receiving a reduced EPF pension, you are not eligible for dual EPF pension. Upon retirement, you can opt for a full settlement of your EPF amount. To ensure a smooth process, it is advisable to contact the Employee Provident Fund Organization (EPFO) directly for personalized guidance on your specific case.