My employer is deducting my EPF at a 12% rate of my basic for both the contributions as per the rules. However, I want to contribute more by opting for Voluntary Provident Fund. When I asked my employer for the same, the finance department said, "We do not have that provision of increasing your PF."
1) Can the employer deny like that for VPF?
2) Is there an offline process through which I can opt for Voluntary PF in my PF account?
1) Can the employer deny like that for VPF?
2) Is there an offline process through which I can opt for Voluntary PF in my PF account?