Can My Employer Block My Voluntary Provident Fund Contributions? Exploring Offline Options

anupam-mazumdar
My employer is deducting my EPF at a 12% rate of my basic for both the contributions as per the rules. However, I want to contribute more by opting for Voluntary Provident Fund. When I asked my employer for the same, the finance department said, "We do not have that provision of increasing your PF."

1) Can the employer deny like that for VPF?
2) Is there an offline process through which I can opt for Voluntary PF in my PF account?
Glidor
VPF is possible only when the employer and employee both agree on increased contribution. Above the 15000/- ceiling, VPF does not remain attractive as the EPS and EDLI have a ceiling at 15000/-.
abdul-fahim
Dear all,

I need a small help regarding VPF. In ECR, there is no option for VPF. We are already registered in EPF. Do we need to register separately for VPF?

Please provide me with the complete procedure for VPF filing. Also, kindly share any forms or registration documents for voluntary PF.

Email: abdulfahim51@yahoo.in

Thank you.
If you are knowledgeable about any fact, resource or experience related to this topic - please add your views. For articles and copyrighted material please only cite the original source link. Each contribution will make this page a resource useful for everyone. Join To Contribute