Navigating Pension Transfers: How to Merge Your Trust EPS with a New Employer's Scheme?

I had worked for 24 years in an organization that had a PF trust. I resigned and joined a new company in 2006. I have withdrawn my PF amount from the trust, but my pension scheme amount was with them. I got retired from the new job. They were submitting my PF and EPS amount to the PF department. Now I want to start my pension after getting my trust EPS amount merged with the last employer. Kindly advise.

To initiate the process of transferring your Employee Pension Scheme (EPS) amount from the trust of your previous employer to your current employer, you will need to follow specific steps outlined by the Employees' Provident Fund Organisation (EPFO) in India. Here's a practical guide to help you navigate this transfer smoothly:

Contact EPFO Office:
- Reach out to the EPFO office nearest to you, which in this case would be in Ahmedabad, India. Provide them with details of your previous and current employment, including your PF account numbers and relevant personal information.

Request for EPS Transfer:
- Submit a formal request to transfer your EPS amount from the trust of your previous employer to your current employer. This request should include your pension scheme details and the reason for the transfer.

Documentation:
- Prepare all necessary documents such as your ID proof, address proof, bank account details, and any other documents requested by the EPFO for the transfer process.

Follow-up with Employers:
- Ensure that both your previous and current employers cooperate in facilitating the transfer process. They may need to provide certain documents or information to validate the transfer.

Verification and Approval:
- The EPFO will verify the details provided and process the transfer request. This may take some time, so it's essential to follow up periodically to check on the status of your transfer.

Confirmation and Activation:
- Once the transfer is approved, you will receive confirmation from the EPFO. Your EPS amount will be merged with your current employer's records, enabling you to start receiving your pension benefits.

Stay Informed:
- Keep yourself updated on the progress of the transfer and reach out to the EPFO or your employers if you encounter any delays or issues during the process.

By following these steps and maintaining clear communication with the relevant authorities, you can successfully transfer your EPS amount from the trust to your current employer and begin availing your pension benefits. 📝🔍