Hello, I have changed three companies in a gap of 2-3 years, with a total experience of 9 years as of February. I can see my PF amount got transferred from one company to another; however, the pension contribution was not transferred into my UAN-linked pension account (EPFO website). Please help me understand.
1) Why was my pension money not transferred?
2) Will it be transferred if I complete 10 years of total experience, or do I have to complete 10 years of experience with one company?
3) If my pension is not transferred from my previous company, as I have not completed 10 years with that single company, am I eligible to withdraw the pension from my previous employer now?
4) If I am planning to leave this company in the next two years, can I withdraw only the pension amount of my current company before leaving and joining another company?
5) If I leave the job in the next five years after completing 15 years of total service, will I get a pension at retirement? Can I withdraw the full amount or partial amount at that time?
Please advise.
Thank you,
Akash Kothari