Understanding EDLI Scheme: Can Employees Opt for Full PF Deduction and Still Qualify?

govind dhamaniya
I am looking for brief help on the EDLI scheme on PF. My query is that the EDLI ceiling is 15000/-, but if any employee wants to deduct PF on his full basis (25000/-), would he be eligible for the EDLI scheme or not?
Rahul Chhabra
Yes, EDLI is applicable. It's only for EDLI calculation wage ceiling is considered to be Rs. 15,000. It applies even when someone earns more than 15k.

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Yes, EDLI is applicable. It's only for EDLI calculation wage ceiling is considered to be Rs. 15,000. It applies even when someone earns more than 15k.
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