Confused About EPS Transfers? How to Ensure Your Pension and Service Length Are Correctly Counted

Dear all,

I have transferred PF balance from A/c No. 1 to A/c No. 2 and from A/c No. 2 to A/c No. 3. My query is, my A/c No. 1 and 2 are still showing a balance towards EPS (Pension). Please guide me on what to do. How do I transfer the same? If it is not transferred, how will the length of service be counted and how will the pension be fixed?

Thank you.

EPS account is constant, irrespective of Organisation 1, 2, or 3. Therefore, the transfer of EPS funds is not needed.

Dear Ajay, you have admitted that your two previous PF accounts have been transferred to your present employer account. Please download your latest EPF passbook and find out if the transferred amount is reflected in your present EPF account. If the amount is reflected, it means the PF account has been transferred. Consequently, your previous two EPS account membership details will also be available in your present EPFO office.

EPS Transfer Details

In respect of EPS transfer, only membership details will be transferred to the respective EPFO. The same will not be reflected in the passbook. For the purpose of quantification of EPS pension, all your EPS membership details will be taken into consideration. Please peruse your PF transfer application forms thoroughly to get more clarity.