Choosing Between ESIC and WC: Which Offers Better Benefits for Construction Workers?

Comparison of WC and ESIC Policies

Suppose in an area where ESIC is applicable, which policy is more suitable: WC or ESIC? In this case, what is the more beneficial insurance for employees, both for contractual workers and other office staff working under the payroll of organizations like construction?

Understanding the Role of ESIC

Secondly, if the WC policy covers accidents and diseases, then what is the purpose of taking ESIC? Please elaborate.

Accidents During Leave

Thirdly, if a staff member went on leave and got into an accident (which occurred while doing personal work) during employment, can they still receive benefits under WC?

Thanks & Regards,
Dhananjay S

Hi,

In ESIC, you will only get coverage for a particular person, while in WC, you can utilize it for any worker.