PF Withdrawal and Scheme certificate details

vandhanar53@gmail.com
One of our Employee has attained age of 54 years her date of joining the institution is 1/4/2010 and resigned on 28/3/2014 now she wants to apply for PF withdrawal and scheme certificate.
For 4 years of exp will she get a scheme certificate by filling form 10c are should i tell her to apply for PF withdrawal and Pension withdrawal please guide me. How can i help her.
Madhu.T.K
There is no issue for taking scheme certificate for 4 years service. But since she is already 54 and if she gets an employment also at this age, she may get another 4 years' service totally 8 years which is again short of 2 years to get pension. Therefore, there is no meaning in opting for scheme certificate.
At the same time, there is an advantage of pension to family in case of unfortunate death of the member holding a scheme certificate. In other words, if the PF and Pension fund are withdrawn she ceases to be a member of PF and in such case if something happens to her, her family will not be getting anything. At the same time, if she is holding scheme certificate, she will get get withdrawal benefit now but she can withdraw the penson fund at the time of retirement and in case of any unfortunate things happening to her, her family will get pension.
manoranjan-das-muna
How can I fill re-authorization form and how many days after I get pf money. Can I download re-authorization form online for Bangalore office.
manoranjan-das-muna
My pf money reject because mu bank account number wrong so what can I do? Any contact number update in online for contact with epfo office
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