Dear Mr.Ramachandrarao,
I would like to invite your attention to Sections 2(5) , 3 and 73(1)(b) of the Andhrapradesh Shops and Establishments Act,1988. As per the definition of the term " Commercial Establishment " u/s 2(5), an insurance company is a commercial establishment under the Act. Needless to say that every Insurance Company would become operational only after its registration with the Insurance Regulatory Authority of India and so is the case of an Insurance Intermediary too. However, Sec.73(1)(b) of the APSE Act,1988 exempts the Central Govt establishments from the provisions of the Act. Therefore, all private Insurance Companies and the private intermediaries need to be registered under Sec.3 of the APSE Act,1988.