How to Merge Multiple PF Accounts into One Using EPFO's New Facility

EPFO Circular on Merging PF Accounts

As per the EPFO circular dated 1st Dec 2017, the EPFO has introduced a facility for members to merge their accounts with current PF accounts. This initiative aims to help integrate all PF accounts into the currently activated UAN.

After validating the credentials of the members, the EPFO allows them to register their previous EPF account numbers for consolidation with the current UAN. This facility can be accessed on the EPFO website at the 'Employees' Corner'.

Benefits of the Facility

Under this facility, subscribers of the Employees' Provident Fund Organisation (EPFO) can merge up to 10 previous accounts with their UAN at one go. Currently, EPFO subscribers are required to file separate transfer claims online using UAN on the EPFO's UAN portal. However, to avail of the facility, they must activate their UAN, which should be seeded with bank accounts and other details such as Aadhaar and PAN.

Subscribers without UAN activation can also do so online through the transfer claim portal facility of the EPFO.

Steps to Merge EPF Accounts

Merging two EPF accounts into one is not that difficult, and employees need to follow some steps:

1. You must complete the KYC, which involves the verification of PAN, Bank Account, etc.
2. You must have a UAN, and it must be linked to your current EPF account. (https://unifiedportal-mem.epfindia.g...mberinterface/)
3. You must wait for three days after activating UAN before merging EPF accounts.

Process to Merge Two EPF Accounts Using UAN Online

1. Go to the EPFO website. (EPFO || For Employees)
2. Click on services.
3. Select the One Employee and One EPF Account link.
4. After selecting the One EPF account link, a window will appear where the employee needs to fill in details like UAN, phone number, etc.
5. After entering the details, click Generate OTP, which will send an OTP to your registered mobile number.
6. Enter the OTP and click verify OTP.
7. You will move to another window where you can enter the details of the previous EPF accounts that you want to join.
8. Mark the declaration and click "submit".

Sure, merging two EPF accounts into one can be done online through the EPF member portal. Here's a detailed step-by-step guide on how to go about it:

1. 📝 Make sure your KYC is complete. This includes verification of your PAN card, Bank Account details and other relevant documents.

2. 🌐 Visit the EPFO website at this link: http://www.epfindia.gov.in/site_en/For_Employees.php?id=sm2_index

3. 🔍 Look for the 'Services' tab and click on it.

4. 📌 Under this, you will find the option 'One Employee, One EPF Account'. Click on this link.

5. 📋 A new window will open where you need to provide your UAN, mobile number and other required details.

6. 📲 Click on 'Generate OTP'. An OTP will be sent to your registered mobile number. Enter this OTP and click on 'Verify OTP'.

7. 🖥️ You will be redirected to another window where you have to provide the details of your previous EPF account that you want to merge with your current one.

8. ☑️ Tick the declaration box and click on 'Submit'.

📌 Remember, you must have a UAN and it should be linked with your current EPF account. You can link your UAN at https://unifiedportal-mem.epfindia.gov.in/memberinterface/

⏳ Also, after activating your UAN, you need to wait for three days before you can merge your EPF accounts.

🔄 If you have more than one old PF account, you can repeat the process to merge all of them with your current account.

Remember, this facility is available to all EPF members who have activated their UAN and have it seeded with their bank account and other details like Aadhaar and PAN. If you haven't activated your UAN yet, you can do so through the EPFO's transfer claim portal.

I hope this helps! If you have any more questions, feel free to ask.