Provident Fund Dilemma: Can You Use It for Personal Needs Without Quitting Your Job?

Can anyone tell me whether we can withdraw the PF for our personal work without leaving the company? If there is any rule regarding this, then please attach some document.

Thanks,
Rashmi Sahu

Hi Rashmi,

Yes, you can withdraw your PF amount without resigning from your job. You can verify your Aadhar KYC in your UAN portal, and it should be approved by your employer. Alternatively, you can apply for PF advance via a manual form.

Dear Manim Ji,

Thank you for your valuable response. Could you please explain the process?

Dear Rashmi, you can activate your UAN through the UAN Member Portal. Then, you can update your KYC details like Aadhaar, PAN, and bank account information. After successfully updating your KYC, it will be approved by your employer in the EPF employer portal using a Digital Signature.

Following approval from your employer, you can apply for a PF advance claim on your UAN member portal. This process involves submitting an online claim using Aadhaar. Alternatively, you can apply manually with a claim form through Non-Aadhaar Seeding, which is accessible online. Fill out the form, obtain the signature from your employer with an authorized seal, attach copies of your Aadhaar, PAN, and bank passbook, and submit the manual form to the PF office.