Can Apprenticeships Be Included in Workmen's Compensation Policies? Seeking Clarity!

Hi Everybody,

I need your valuable advice. Can an apprenticeship be covered under the Workmen/Employee Compensation Policy if taken for their benefit? As per my understanding, neither are they workmen nor employees. Please clarify.

Regards,
PSR

Eligibility for Workers' Compensation Act

Yes, sir, surely, without any hesitation, at any point in time, all employees of regular type, temporarily based, apprentice type, on contract belonging to a contractor, and daily labor workers like helpers engaged on daily wage through a maistry or a contractor, are undoubtedly eligible for the Workers' Compensation Act, previously known as the Employees' Compensation Act.

Go ahead and help the poor. Finally, I conclude that a daily worker who joined an hour ago is also eligible when injured or unfortunately dies due to an accident by fluke.

K.

Interns and Workers' Compensation Policy

Are interns/apprentices covered under the workers' compensation (WC) policy? What happens if they sustain an injury or face death during a deputation to a factory/firm for company purposes? Is the WC policy applicable to interns/apprentices?

Thank you.

Employer's Liability for Apprentice Compensation

As per Section 16 of The Apprenticeship Act 1961, it states that the employer's liability for compensation for injury. If personal injury is caused to an apprentice by an accident arising out of and in the course of his training as an apprentice, his employer shall be liable to pay compensation, which shall be determined and paid, so far as may be, in accordance with the provisions of the Employees' Compensation Act, 1923, subject to the modifications specified in the Schedule.

Hence, in the case of apprentices, the employer is liable to pay compensation in case of any injury by accident arising out of and in the course of his training as an apprentice. Therefore, you can very well cover the apprentices under the WC Policy as the risk is covered.

Interns and Apprentices in Policy Coverage

Interns will definitely be covered in the policy.

Apprentices, I don't know. It is better to get a written clarification from the insurance company before you take the policy.