I am working in pvt sector, and paying pension contribution since 16.01.1995 and my salary was less than 2500 and later and my salary was more than 6500 and my dob is 22.10.1966 and company has announced VRS in that case how much pension will i get if i want to take pension now and what pension i will get when i dont take now and wait till 58 years of age, kindly give the calculation for my understanding also if possible tell me how pensionable salary has to be calculated and if possible send me the excel file for my checking the calculation.