Dear Hima
I am living in Abu dhabi so i think i can give you a good picture of this
22K diahrams is a good salary and since you are also working i guess you will work here too so you can add your income too to your husbands income
let me tell you few things about here, first of all
there are no studio flats or one bedroom flats in abu dhabi, even if they are it is very rare you can find one or even if you find it is very very expensive
average cost of finding a flat as of today is as follows
one bed around 40K- 70K diahrams
two bed would be 50 - 120K diahrams
three bed would be 70 k and above
this would be annual charges, but it depends on landlords they may take the entire month in advance or bi - annual but you have to pay in advance if you get a central ac flat your water electricity will come upto 150 dhms per month on higher side but if you go for window ac flat it will be around 350-400 dhms per month
but if you are really really lucky you may get cheaper flats, it is better to go for central ac flats since, most of the window ac flats are under demolition.. a warning finding accomodation in Abu dhabi at present is like winning a million dollar lottery
a lot of falts go in for sharing where for a room it is 2000 diahrams per month paid monthly and the kitchen is sharing - which is the best way to live and save and find a good flat
abu dhabi is a matrix 3 vertical and 3 horizontal roads, these are the main streets of abu dhabi
horizontal is khalifa, then hamdan and electra these are major hubs and khalifa is very expensive becoz it over looks the bay
then we have airport road and passport road and najda
there is no entertainment in abu dhabi, only shopping malls as entertainment
i.e Marina Mall, abu dhabi mall and al wahda mall there biggest mall then there are many small malls
taxis are run by pakistani pathans and they start at 2 diahmans and every km is 1 diahram
but now it is being privitasied and soon the fares will go up
it is best to have a car and an average a car will cost you 50-70K i.e camry is around 80K while nissan sunny is around 50K
Abu dhabi is becoming very expensive now, as there is inflation due to weak dollar
but you get the choicest of food and best. they are very particular about expiery dates of the food items
i think on a average for two of you in best living life you can spend around 1200 diahrams per month on food grocery and even if you plan to eat out
there are loads of indian restaurants here and loads and loads of indian people
i would say that if you share a flat and have a moderate living life you can live leisurely for 5000 diahrams per month - 5000 diahrams is like the best life to the maximum luxury
if you have any queries you can write back i would be pleased to guide you
regds
Marina