I worked in a BPO for 5 months and left the company due to bad health. I informed my TL a month before and offered resignation, but she insisted on serving two months of notice, which I could not. I have been sent the termination letter and then the final settlement letter which asks me to pay 13,000 rs. I don't want to pay as I am financially restricted. Is it okay for me to not pay that? Will that initiate legal action against me?