I worked in a BPO for 5 months and left the company due to bad health , I informed my TL a month before and offered resignation but she insisted on serving two months of notice which I could not.. I have been sent the termination letter and then final settlement letter which asks me to pay 13000 rs I don't want to pay as I am financially restricted.. is it ok for me to not pay that?? Will that initiate legal action against me?