PF Claim Before Employee Attaining Retirement Age

Dear HR leaders & Seniors,
As per current PF claim rules, may employee withdraw Employee share(12%), Employer share (3.67%(PF)+8.33%(Pension)) and interest before employee attaining retirement age.
Please clarify.
Thanks with Regards
Thirumurugan

depends on the service time span, if the total service span is below 9 years then he can, but if the time span is exceeded 9 yrs then he will get 12 % + 3.67 % + interest, while for 8.33% he will get PPO certificate, against which he will get pension after attaining 58+ of age

Employee can withdraw EPF & EPS provided he is not in Employment/not covered under EPF for 60 days from the date of leaving Service.Please note that interest is not credited Periodically.on Pro rata basis.Annual Interest for 2016-17 will be credited in April-2017.Employees opting for withdrawal in between Financial Year will get interest credit only for the previous Financial Year. Further automatic withdrawal under EPS without application of mind is not warranted .It is always better to opt for "Scheme Certificate" & avail the benefits provided therein.EPF is a "Retirement Fund" & not "crisis Fund"