Confused About My PF Withdrawal: Why Did I Receive Less Than I Contributed?

I was working in a company for 4 years and 6 months. After resigning, I applied for my PF on 28th Dec '16. Upon checking the claim status through the online portal, it shows that the claim request is in process.

Today, I received a NEFT transfer stating that a PF amount of Rs. 19,044 has been credited to my bank account. However, when I checked my PF share (employee's share), it amounts to Rs. 37,600. I am quite worried and confused. I would be very grateful if anyone could suggest what I should do now, as I have not even received the amount which I have contributed.

Regards,
Manas

Hi, I have checked my passbook, and as per the passbook, the employee's share is Rs 37,605 until the month of Aug '16 (I resigned in Aug).

Now, check the passbook again. Is the claimed amount reduced, and is there a balance?

Certainly! Here is the corrected text with proper spelling, grammar, and formatting:

"Can you please let me know if my share is 37,600, then how much am I supposed to get?"

After reviewing the user's input, here is the corrected version:

Wait for a few days and download the passbook again. I think there are multiple employers, and only a single employer account is settled.

Please let me know if you need any further assistance.

EPF Settlement Issue

Please check, because in the current EPF online system, errors are not possible. If there is an issue, you have to check the EPF annual slip. If your actual balance is Rs. 37,600/-, and they have settled only Rs. 19,044/-, the balance is still due to be settled.

For getting your balance due amount, you have to wait until the aforementioned amount of Rs. 19,044/- is credited into your account. Once the EPF amount is credited to your bank account, you should write a letter to the EPF regional commissioner. In this letter, clearly mention your issue. Along with the letter, enclose the EPF annual slip and a copy of the bank passbook showing the credited EPF amount.

Please get an acknowledgment for the letter submission; they will take action automatically.

Regards,
M. Subramanian

Employer share is 12%, of this, 8.33% is towards Pension. Only 3.67% goes to PF. The total PF contribution is 12% + 3.67% = 15.67% per month. This reflects in your account.

Dear Manas,

I think that you have filled both forms, i.e., Form 19 for EPF and Form 10C for EPS. The amount credited might be for 10C and Form 19, with the amount yet to be credited to your account. Please wait and see.

From your contribution, it seems that the amount of Rs. 19,044 is related to 10C, with 8.33% going towards EPS. The amounts for both the Employee and Employer are yet to be credited under Form 19.

Thanks,
Vidyadhar Bhat