Home Loan Eligibilty From EPF

hr@trdpgroup.com
Dear
I am payal singh , working as Hr executive in TRDP Happy World Pvt. Ltd. . sonepat, Haryana .
I would like to ask about home loan provided by EPF .
what is the elgibility for taking home loan , like time period in epf required for taking home loan from epf.
what is the rate of interest epf charges .
what is the limit of home loan a person can take according to his salary.
For how long loan period can be extended .
kindly inform me the set rules of epf for providing home loan to employees.
regards
Payal Singh
saravanan_d_
EPFO is not giving any Home Loan.
You can able to apply for "PF Advance" - For refund of outstanding principal and interest of a home loan. Eligibility criteria is you should have completed 10 years of EPF Service.
You can avail 36 month's basic(+da) salary or all pf money (including employee share, employer share and interest) or total loan outstanding, whichever is least. They will pay directly to the Agency. Note: Your EPS Money will continue.
Please contact your local PF Office for further details.
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