Struggling with Low Salary: Can I Opt Out of PF Deductions to Make Ends Meet?

sasidhar andugulapati
As I read the related questions, I didn't get the answer or haven't read clearly. Coming to the point, please tell me this: if I don't want PF deduction, can I abandon it? Is it possible? My salary is very low, and I can't even live with that full salary. The PF deduction will make it challenging for me to manage. Please answer my question.
tyagimanoj88
Hello, guys. I have a UAN allotted by my previous organization, and I mentioned the same when joining my current organization. However, now I have found that my current organization has also allotted me a UAN number. I have been working with the current organization for the last year, but I am unable to check my EPF balance. Additionally, I have transferred my previous employer's PF amount to my current account.

Is there any problem with having two UAN numbers? Which one should I prefer from now onwards?
varghesemathew
There is no provision to get exemption from EPF if your salary is not more than ₹15,000 per month. If your salary is less, try looking for a better job.
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