Curious About PF Withdrawal: Will Interest from March to December 2015 Be Included?

I want to know if I withdraw the PF in December 2015, will the interest from March 2015 to December 2015 be added or not.

Kindly suggest.

Dear Dhiraj,

Yes, it is added on a pro-rata basis from March '15 to December '15. For more information, you can visit your regional EPF office with the required evidence and ask for a statement of the same.

Thanks,
Ubaid Raheman

PF Withdrawal Query

I retired in November 2014 and have neither withdrawn my pension nor the PF amount to date. I intend to withdraw it in October 2017, which is three years after my retirement when I need this money. I am not contributing to the PF account anymore after retirement.

My question is: Can I apply after three years, i.e., in October 2017, without any hassles or problems? Is it allowed under the PF rules? Will my PF account be treated as an active account for these three years after retirement, and will interest be paid in full during all these years? Furthermore, what about the pension? Will I get it after three years retrospectively without hassles?

I would appreciate your suggestions in this regard to enable me to proceed, as this is my lifelong saving, and I cannot afford to take any risk.

Looking for valuable suggestions in this regard.

Thanks in advance.

PF Withdrawal and EPS Benefits

Please note, you can apply for PF withdrawal after three years. Along with the submission documents, you need to produce a declaration certificate stating that during this period, you were not an employee in any organization, nor a part of EPF membership.

Regarding EPS (Pension) Benefits

You will be eligible for EPS benefits from 1st October 2014, and the unpaid pension amount will be paid as arrears. However, my personal suggestion to you is not to wait for three years. Please withdraw your PF and start availing of pension benefits.

For more information or further assistance, you can call me at [Phone Number Removed For Privacy Reasons].

Thanks,

Regards, Ubaid Raheman