Is TDS Applicable on a 120,000 Annual Salary? Seeking Clarity on Tax Deductions

shirinara
Hello,

I am working on the salary structure of one of my employees whose annual salary is 120,000/-. Is TDS applicable on this salary?

Best Regards,
Shirin Ara
jeevarathnam
Hi,

For Rs. 1,20,000/-, no TDS is applicable. TDS is exempted until 2,50,000.
shanmuganathan@bombayrayon.com
At present, up to Rs. 250,000/-, there is no tax, as informed by Mr. Jeevarathnam. However, it will vary depending on the budget proposal of the central government every year. As of now, it is exempted up to Rs. 250,000/-.

Optimizing Tax-Free Salary Structure

Moreover, to provide a better and more effective tax-free salary for employees, the salary structure may be split into Basic, DA, Conveyance allowance, HRA, medical allowances, LTA, etc. The conveyance allowance up to Rs. 19,200/- per annum, HRA subject to certain conditions, medical allowance up to Rs. 15,000/- per annum, and LTA subject to certain specified conditions are exempted, in addition to the basic exemption of Rs. 250,000/-.

It is advisable to design your salary structure in a way that helps avoid tax deductions (TDS) legally and enables employees to receive more take-home pay.
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