Understanding EPF Withdrawal: What Can I Expect to Receive After 3.5 Years?

Hi Everyone,

I have downloaded my EPF statement, and it shows (Employee Share + Employer Share + Pension) = Some Balance. Now, I want to withdraw my money from my PF Account. I had filled out Form 19, Form 10C, Form 15G, and sent them to my company. I had worked with the company for around 3.5 years.

I would like to know what part of my PF I will get upon withdrawal.

Thanks & Regards,
Arpit

How much you will get back depends not on how long you worked in total but on the company.

If you have worked for more than 10 years, then you get the employee's contribution, 3.67 times the employer's contribution, and a monthly pension upon reaching retirement age. If you worked for less than 10 years, you receive the full amount in your account.