Navigating EPF and EPS Withdrawal After a Family Loss: Can My Aunt Access the Funds?

Hi,

My uncle passed away a few days ago, and he was working in a private company at the time of his death. His family wishes to withdraw the PF amount, and we have learned that there is a lump sum amount in Pension Contribution. Is my aunt, who is the nominee, eligible to withdraw the entire amount (EPF + EPS)? Please advise me on the procedure.

Regards, Meena Gayathri

Yes, your aunt is eligible to receive the Provident Fund (PF) and can claim a monthly pension. For this, you need to fill out the following forms and submit them to the Provident Fund Corporation:

1. Form 20 (Claiming PF)
2. Form 10D (Claiming Monthly Pension)
3. Form 5 IF (Claiming Employee Deposit Linked Insurance)
4. Death Certificate
5. Photographs of claimants duly attested by the employer
6. Proof of Date of Birth of the claimant for pension benefits
7. Letter by the employer declaring the claimant as the legal heir
8. Form 3A - current year's contribution by the employee and employer

All the forms must be signed by the employer and submitted to the Provident Fund Corporation.

With regards,

Mr. Thumbs Up