You can directly submit the withdrawal form to the regional PF office. Before accepting your direct application, the EPFO wants to ensure that the right person is applying for PF. Therefore, you have to attest your application form by any of these authorities:
- Manager of a bank.
- Any gazetted officer.
- Member of the Central Board of Trustees/committee/Regional Committee (Employees’ Provident Fund Organization).
- Magistrate/Post/Sub Post Master/President of Village Panchayat/Notary Public.
As you can see, the list is long regarding who can attest the withdrawal form. However, in practice, attestation by the bank manager is preferable. Also, the manager should be from the branch where you maintain an account.
*Note that you have to take a signature and stamp on every page of the application. Since this is a bypass route, the EPFO does not encourage this process. There is also a higher chance of fraud. Hence, it asks for a letter stating the reason for the direct application for EPF withdrawal. It is advisable to attach evidence, if any, of non-cooperation by the employer. This will add weight to your application.
*Try to correspond in writing with your employer so that you have some evidence of non-cooperation. Attach an indemnity bond (affidavit) on a 100 rupee stamp paper. Although it is not mandatory according to rules, you should not take any chances. Also, attach service proof.
Hence, you should attach copies of payslips, ID card, Form 16, or an appointment letter from the employer to substantiate your claim. Also, attach a copy of your identity proof as well as address proof.
Other Points To Note For EPF Withdrawal Without Employer Signature:
If the bank account number is the same as the EPF record, it will help. Try to provide your salary account from the previous job. Also, if the attesting bank manager is from the branch of your salary account, it would be better. A PSU bank manager carries more weight.
Regards.