Understanding PF and Pension Scheme Numbers: Are They the Same and How to Get Yours?

Hi, Good Morning.

There is confusion in my mind that in every organization (mostly), PF funds are deducted by the organization, but we only receive the PF number from them. So, I want to know if the PF number and the Pension scheme number are the same. If not, how could I obtain the Pension scheme number? Kindly shed light on this.

Pavan
Executive HR

Dear Mr. Pavan,

It is statutory for the employer to remit pension contributions. As a result, the pension account number will be made available by the employer. Kindly collect the same.

Abbas. P. S.

As per prevailing practice, the PF number and pension account number are the same.

Dear Mr. Jagath Kumar,

In an exempted Trust, PF will be dealt with by the Trust, while the pension will be handled by the PF. Accordingly, both account numbers may differ.

Abbas.P.S

PF No. is your Personal No./Staff No. given by the company, whereas the Pension Account No. is obtained from RPFC/EPFO concerned in your state.

Now, Unique Identity Number is available from RPFC in case where PF Trust of the organization is not exempted and PF is deposited with RPFC.

Dear Pawan,

A nice question was raised in your mind. Once your PF account has been created, you receive a UAN (Unique Account Number) code. Using that code, you can contribute to your PF until you reach the age of 60. However, it is mandatory for your PF to be deducted for at least 10 years. After that period, you will receive a lump sum amount of PF money, and a pension will be allotted to you based on your deductions.

The important matter now is whether you have received your UAN or not. If not, please obtain it and keep it for a lifetime. By using this UAN number, you can log in and calculate the amount deducted.

Thank you.

Dear Pawan,

The PF Account Number and Pension Fund account number may or may not be the same, depending on the prevailing practice of your company. However, it is certain that your company must remit the Pension Fund to your account as per statutory rules. In exempted establishments where a Trust maintains your PF, there may be two separate account numbers for PF and Pension.

Checking Your EPF/EPS Balance

One way to check this is by viewing your EPF/EPS balance through the EPFO portal (EPFO), where you need to enter your EPF or EPS account number (provided by your employer) and click submit after entering your mobile number and your name as available in PF records. You will receive an SMS on your mobile. If the amount received through SMS shows in two parts (1-EPF amount and 2-EPS amount), then it confirms that the account number provided by your employer is the same for both PF and Pension accounts.

If the amount received through SMS shows only in one part, it indicates that you have been allotted two separate codes, one for PF and another for the pension fund, which you need to obtain from your employer.

Regards