Curious About ESIC Deductions and Benefits in Mumbai? Let's Discuss!

Hello, sir,

My company used to deduct PF as well as ESIC. I want to know the rules for the deduction of ESIC and the benefits of the same. Do the rules and regulations vary within different states? I am staying in Mumbai, Maharashtra. Please provide me the details for the same.

Thank you.

Applicability of the ESI Act, 1948

The ESI Act, 1948, is a Central Act and is equally applicable in all states under Section 1(3) on factories employing 10 or more persons, but only in those areas where the government has issued a notification under the said Act. However, under Section 1(5) of the Act, it has been extended to some other establishments, namely shops, hotels, etc., by the appropriate State Governments. For coverage of other establishments under Section 1(5), especially in Maharashtra, you may confirm the position from the appropriate Regional Office/Sub-Regional Office of ESIC.

Rates of Deductions and Benefits

The rates of deductions are mentioned in the ESI (Central) Rules, 1952. You can download the Act, rules, regulations framed thereunder, and other literature from the website of ESIC, along with details of benefits available and terms and conditions thereof.

Dear Mr. Bhavesh,

As the PF & ESI Act is centralized, the rules of PF & ESI are the same all over India. PF is applicable to a basic salary of less than Rs. 15,000, while ESI is applicable to a gross salary of up to Rs. 15,000. PF is a social deposit scheme, and ESI is a social scheme providing free medical benefits for oneself and dependents from all ESI dispensaries and ESI hospitals.

Dear Bhavesh,

Please find the attachment for your reference.

Regards,
CB

Hello everyone,

Could anyone explain to me the "Minimum wage limit for Physically Disabled Persons for availing ESIC Benefits is 25,000/-." in detail?